據實說明義務於醫療保險之適用【本期企劃】 試閱
The Application of the Duty of Disclosure in Medical Insurance
醫療保險為晚近漸趨重要之保險類型，而醫療保險係以被保險人與其身體及健康間之利害關係為承保對象，為利保險人準確估計危險，落實對價平衡原則之要求，須藉由據實說明義務之制度設計，以盡其功。本文謹就據實說明義務之基本規範內涵、實務操作及解釋疑義為說明，期建立基本輪廓，以為應用及延伸。
Medical insurance is an increasingly important type of insurance. Because medical insurance is to insure the interest between the insured and the insured’s body or health, it is necessary to establish the duty of disclosure to help the insurer accurately estimate the risk and implement the principle of equivalence. In this paper, the basic connotation, practical operation, and interpretation of the duty of disclosure are explained to establish the basic outline for application and extension.
007-019
