篇名

感染新型肺炎傷害險醫療費用賠不賠   免費試閱

並列篇名

Does Accident Insurance Cover COVID-19?

作者
中文摘要

保險人對被保險人感染新型冠狀病毒所致之肺炎是否屬於傷害險承保範圍,應以該意外傷害是否非由疾病引起之外來突發事故所致為斷。保險人如對特定情況或條件所引起之傷害不欲承保者,則應於傷害保險契約中以除外條款之方式限縮其承保責任或範圍,避免藉由嗣後契約解釋方式徒增爭議。

英文摘要

Whether an insurer is obligated to pay the insured amount should be based on that injury by accident caused by unforeseen external events other than illness. If the insurer does not want to cover the accidental injury caused by the specific events or conditions, he should limit the scope of his insurance policy. Thus, the disputes can be avoided without any further explanations.

起訖頁

125-128

出版單位
DOI

10.3966/241553062020030041010  複製DOI  DOI查詢

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