篇名

多重原因競合下之傷害險因果關係認定──兼評臺灣高等法院105年度保險上易字第11號判決   免費試閱

並列篇名

The Judgement of Causality of an Injury Insurance by a Competition of Multiple Causes: Commands on the Appealed Summary Proceeding of Insurance Judgement No. 11 in 2016 in Taiwan High Court

作者
中文摘要

按傷害保險如複數原因皆對於意外傷害結果具有因果關係存在,即使該特定原因對於意外傷害結果非最直接有效之原因,該原因對於意外傷害結果仍屬不可或缺者,縱其影響力較其他原因為低,亦不應逕自否定其因果關係存在,仍應各自評價判斷之,否則,恐使保險人嗣後逕以該主要直接有效原因非屬承保範圍為由,脫免其保險金給付之責,實與傷害保險之保障目的相違。

英文摘要

If there are multiple causes as causalities to an insured accidental injury, and one of these could not be the most important but necessary cause, it could not be eliminated from the causality, even though its effect is lower than others. Instead, all of the causes should be judged. Otherwise the insurance carrier could assert that it is not the object of insurance and there is no responsibility to pay the insured amount as the consequence. It would be against the aim of the injury insurance.

起訖頁

017-025

出版單位
DOI

10.3966/241553062019020028002  複製DOI  DOI查詢

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