篇名

重鬱症自傷行為傷害保險賠不賠?   免費試閱

並列篇名

Does Accident Insurance Cover Self-injured Behavior?

作者
中文摘要

傷害保險承保範圍應以該意外傷害非由疾病引起之外來突發事故,並且該突發事故非被保險人故意行為所致為限。對於罹患精神疾病之被保險人為自傷行為時,因自傷行為與該疾病間並無必然性,如已達非自由意志之狀態,要無故意或自願性可言,保險人自不得免其保險責任。

英文摘要

Whether an insurer is obligated to pay the insured amount should be based on that injury by accident caused by unforeseen external events other than illness. When the insured person suffering from mental illness is self-mutilation, there is no causal relationship between the self-injuring behavior and the disease. If it has reached a state of non-free will, the insurer shall not exempt from its liability.

起訖頁

087-090

出版單位
DOI

10.3966/241553062020080046008  複製DOI  DOI查詢

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